Terms & condition of uses

These terms and conditions of use (“Terms and Conditions”) are a legal agreement between you (“you”, “your”) and Young Canadians in Finance Corporation of Canada Inc. and Young Canadians in Finance Corporation of America Inc. (together hereinafter referred to as “YCIF” or “we” or “us”) and apply to and govern your access to and use of this web site located at (the “Site”).

Limitation of Liability

You hereby agree that we will not be liable for any damages, whether indirect, special or consequential damages or any loss of revenue, profits or data arising in connection with this agreement or the use or consultation of this website, even if we have been advised of the possibility of such damages.


All services of YCIF and its subsidiaries and affiliates are subject to the terms and conditions of the applicable agreements governing their use.

The Terms are to be read by you together with any terms, conditions or disclaimers provided in the pages of the Site. In the event of any conflict, the terms provided in the pages of the Site will govern.

The information, material and content provided in the pages of the Site (the "Information") may be changed at any time without notice. Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly and your continued access or use of the Site will mean that you agree to any changes.

Proprietary Materials

All materials contained on the Site are Copyright ©2007 Young Canadians in Finance or are licensed or otherwise published by YCIF with the permission of the owner of the material. All rights in such materials are reserved to the respective owners.

The materials posted on the Site may be retrieved and downloaded solely for not-for-profit or educational purposes ("Authorized Uses"), provided that such Authorized Uses do not include posting, publication, transmission, or dissemination of such materials in digital or electronic form by means of the Internet, e-mail, online services or any other medium now existing or hereafter developed, or the making of more than thirty (30) printed copies.

No materials contained on the Site may otherwise be copied, modified, published, broadcast, or otherwise distributed without the prior written permission of YCIF. Any reproduction permitted under these Terms and Conditions of Use must contain the following notice: "Copyright ©2007 Young Canadians in Finance. All rights reserved."

The information contained on the Site, or any other web site owned, operated, licensed, or controlled by YCIF, as well as the design and layout of such web sites, contains elements protected by trade dress, copyright, or other laws, and may not be copied or imitated in whole or in part. No text, logo, graphic, sound, or image from the Site may be copied, except in connection with the Authorized Uses described above, or retransmitted without the express written permission of YCIF.

Purchase of Services and Secure Areas

Your purchase of services and your access to certain features and programs made available through the Site may be subject to certain additional terms and conditions and may require that you expressly agree to such additional terms and conditions as are applicable to the provision of such access and the purchase of services.

In connection with your access to certain of such other features and the purchase of services, you may require a password in order for you to gain access and use. It is your responsibility to keep your password private so that it cannot be used by others. YCIF will not be liable for any damages, losses or expenses suffered by you or any third party as a result of any unauthorized person gaining access to your password.

No Warranties

YCIF makes no warranties or representations of any kind concerning the accuracy, suitability, or safety of the information contained on the Site or any linked site for any purpose. All such information is provided “as is” and with specific disclaimer of any warranties of merchantability, fitness for a particular purpose, title or non-infringement. YCIF makes no warranties or representations of any kind that the services provided by the Site or any linked site will be uninterrupted, error-free, or that the Site or the server that hosts the Site are free from viruses or other forms of harmful computer code. In no event shall YCIF, its employees, agents or any other person who has been involved in the creation, production or delivery of the Site, be liable for any direct, incidental, or consequential damages resulting from the use of the Site or any linked site.

Internet E-Mail

Any unprotected E-Mail communication over the Internet is, as with communication via any other medium (e.g., cellular phones, post office mail), not confidential, subject to possible interception or loss, and is also subject to possible alteration. We do not encourage anyone to send personal or financial information to YCIF, and YCIF is not responsible for and will not be liable to you or any one else for any damages in connection with an E-Mail sent by you to YCIF or an E-Mail sent by YCIF to you at your request.

No Endorsements

No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information contained on the Site. Links to other websites do not imply an endorsement of the materials disseminated at those websites, nor does the existence of a link to another site imply that the organization or person publishing at that site endorses any of the materials at this site. Links to other web sites are provided by YCIF as a convenience to its users. YCIF is not responsible for the materials contained at any website linked to this site.


Certain sections of the Site use cookies to store user login information, which allows the user to access the Site without having to enter login information every time the user navigates the Site. The cookies also act as links to username, password, demographic information, member history, and other information that the user has provided to the Site. Most browsers give users the option of denying or disabling cookies. Refusal to accept cookies may prevent some features of the Site from functioning properly.

Acceptance and Right to Change

If you do not agree with the terms of these Terms and Conditions, you should terminate your use of the Site. If you have any questions or concerns, or if you wish to unsubscribe, please email us at YCIF reserves the right to revise these Terms and Conditions of Use at any time.

English Language

English shall be the language of the Site, and all contents, information and communication in connection with the Site, and the parties waive any right to use and rely upon any other language or translations. Il est la volonté express des parties que le présent site internet et tous les documents, informations et communications qui s'y rapportent soient rédigés en langue anglaise, exception faite des documents pour lesquels la loi exige l'usage exclusif du français.

Prices for memberships and/or tickets are per person and do not include applicable taxes and fees, if any.

Terms & condition of purchase

Memberships are valid and for a full year effective on the date of purchase, and expiring on the same date of the following year.

Tickets and memberships are non-transferable and any purported assignment of any ticket or membership shall be void.

Failure to attend an event for which a person has purchased a ticket shall result in the forfeiture by such person the full amount of the ticket purchased. Please refer to YCIF’s Refund Policy.

YCIF reserves the right to refuse entry to any person at any event to the fullest extent permitted by applicable law.

Required Identification: To attend an event, guests may be required to present one piece of valid government-issued photo ID that shows name, date of birth and gender, such as a driver's license or a passport.